Many people who are currently renting may believe home ownership is out of their reach because they don’t have a down payment. There are currently two ways to purchase a home with no money down. The first is if you are in or served in the military and have VA eligibility you may qualify for a VA Loan. The other way is a program called USDA rural loan. This loan is based on your income and home has to be located in a designated rural area. There are currently areas in Hillsborough that qualify.

Now although these programs do not require a down payment you may have to have some money for closing costs. Your Realtor (we hope that will be us 🙂 ) will help negotiate to have all or most of your closing costs be paid by the seller. Depending on how the market it is this can be easy or difficult to negotiate.

$463,637
For Sale
4
Beds
3
Baths
2,843
Sq Ft
920 Vista Verde Lane
Ruskin, FL 33573
Single Family Home - Pending
New Listing - 4 days online
$282,990
For Sale
4
Beds
2
Baths
2,830
Sq Ft
1508 Cabbage Key Drive
Ruskin, FL 33570
Single Family Home - Active
$276,990
For Sale
4
Beds
2
Baths
2,830
Sq Ft
1618 Cabbage Key Drive
Ruskin, FL 33570
Single Family Home - Active
New Listing - 4 days online
$259,990
For Sale
3
Beds
2
Baths
2,162
Sq Ft
1612 Cabbage Key Place
Ruskin, FL 33570
Single Family Home - Active
$252,990
For Sale
3
Beds
2
Baths
2,445
Sq Ft
1515 Custer Bayou Street
Ruskin, FL 33570
Single Family Home - Pending
New Listing - 2 weeks online
$249,900
For Sale
5
Beds
2
Baths
2,461
Sq Ft
712 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
$247,990
For Sale
3
Beds
2
Baths
2,162
Sq Ft
1629 Cabbage Key Place
Ruskin, FL 33570
Single Family Home - Active
$247,900
For Sale
5
Beds
2
Baths
2,461
Sq Ft
702 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
$246,990
For Sale
3
Beds
2
Baths
2,470
Sq Ft
1513 Custer Bayou Street
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 weeks ago
$246,900
For Sale
5
Beds
2
Baths
2,461
Sq Ft
672 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
New Listing - 2 weeks online
$235,499
For Sale
3
Beds
2
Baths
1,810
Sq Ft
10214 Newminster Loop
Ruskin, FL 33573
Single Family Home - Active
New Listing - 4 days online
$233,990
For Sale
3
Beds
2
Baths
1,864
Sq Ft
1720 Passage Key Lane
Ruskin, FL 33570
Single Family Home - Active
$231,990
For Sale
4
Beds
3
Baths
2,145
Sq Ft
1509 Custer Bayou Street
Ruskin, FL 33570
Single Family Home - Active
New Listing - 4 days online
$222,990
For Sale
3
Beds
2
Baths
1,864
Sq Ft
1323 Custer Bayou Street
Ruskin, FL 33570
Single Family Home - Active
$222,990
For Sale
3
Beds
2
Baths
1,565
Sq Ft
1327 Custer Bayou Street
Ruskin, FL 33570
Single Family Home - Pending
New Listing - 2 weeks online
$221,900
For Sale
4
Beds
2
Baths
1,851
Sq Ft
714 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 weeks ago
$218,900
For Sale
4
Beds
2
Baths
1,851
Sq Ft
924 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$215,900
For Sale
4
Beds
2
Baths
1,851
Sq Ft
915 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Pending
New Listing - 2 weeks online
$209,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
914 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$208,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
904 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$208,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
678 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
$207,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
628 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
Price Change - a week ago
$207,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
909 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 weeks ago
$207,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
617 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
$207,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
929 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Pending
$207,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
921 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
New Listing - 3 weeks online
$206,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
920 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 weeks ago
$203,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
912 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$202,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
902 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$202,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
908 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$201,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
674 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
Price Change - a week ago
$201,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
917 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$200,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
905 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Pending
New Listing - 3 weeks online
$198,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
918 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 weeks ago
$197,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
910 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$196,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
907 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$196,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
676 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
$195,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
901 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Pending
$193,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
925 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Pending
New Listing - 3 weeks online
$189,900
For Sale
3
Beds
2
Baths
1,352
Sq Ft
6223 Trent Creek Drive
Ruskin, FL 33573
Single Family Home - Active
$175,273
For Sale
3
Beds
2
Baths
1,367
Sq Ft
1023 Chandler Snowden Court
Ruskin, FL 33570
Single Family Home - Pending

For more information or to see if you qualify for a no money down loan please contact us at 813-546-9725