Many people who are currently renting may believe home ownership is out of their reach because they don’t have a down payment. There are currently two ways to purchase a home with no money down. The first is if you are in or served in the military and have VA eligibility you may qualify for a VA Loan. The other way is a program called USDA rural loan. This loan is based on your income and home has to be located in a designated rural area. There are currently areas in Hillsborough that qualify.

Now although these programs do not require a down payment you may have to have some money for closing costs. Your Realtor (we hope that will be us 🙂 ) will help negotiate to have all or most of your closing costs be paid by the seller. Depending on how the market it is this can be easy or difficult to negotiate.

New Listing - 4 weeks online
$526,671
For Sale
3
Beds
3
Baths
2,736
Sq Ft
903 Vista Verde Lane
Ruskin, FL 33573
Single Family Home - Pending
$463,637
For Sale
4
Beds
3
Baths
2,843
Sq Ft
920 Vista Verde Lane
Ruskin, FL 33573
Single Family Home - Pending
New Listing - 2 weeks online
$399,900
For Sale
4
Beds
3
Baths
2,410
Sq Ft
21st Avenue Se #Lot 2 #Lot 2
Ruskin, FL 33570
Single Family Home - Active
$305,345
For Sale
3
Beds
2
Baths
1,574
Sq Ft
3833 Salida Delsol Drive
Ruskin, FL 33573
Single Family Home - Pending
$282,990
For Sale
4
Beds
2
Baths
2,830
Sq Ft
1508 Cabbage Key Drive
Ruskin, FL 33570
Single Family Home - Active
$276,990
For Sale
4
Beds
2
Baths
2,830
Sq Ft
1618 Cabbage Key Drive
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$264,990
For Sale
5
Beds
3
Baths
2,471
Sq Ft
10025 Sage Creek Drive
Ruskin, FL 33573
Single Family Home - Active
$259,990
For Sale
3
Beds
2
Baths
2,162
Sq Ft
1612 Cabbage Key Place
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$257,900
For Sale
5
Beds
2
Baths
2,461
Sq Ft
738 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 weeks ago
$252,900
For Sale
5
Beds
2
Baths
2,461
Sq Ft
672 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
Price Change - 2 weeks ago
$252,900
For Sale
5
Beds
2
Baths
2,461
Sq Ft
702 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
$250,900
For Sale
5
Beds
2
Baths
2,461
Sq Ft
712 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
$247,990
For Sale
3
Beds
2
Baths
2,162
Sq Ft
1629 Cabbage Key Place
Ruskin, FL 33570
Single Family Home - Active
$246,990
For Sale
3
Beds
2
Baths
2,470
Sq Ft
1513 Custer Bayou Street
Ruskin, FL 33570
Single Family Home - Active
$235,499
For Sale
3
Beds
2
Baths
1,810
Sq Ft
10214 Newminster Loop
Ruskin, FL 33573
Single Family Home - Active
$233,990
For Sale
3
Beds
2
Baths
1,864
Sq Ft
1720 Passage Key Lane
Ruskin, FL 33570
Single Family Home - Active
$231,990
For Sale
4
Beds
3
Baths
2,145
Sq Ft
1509 Custer Bayou Street
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$229,900
For Sale
4
Beds
2
Baths
1,851
Sq Ft
724 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$229,900
For Sale
4
Beds
2
Baths
1,851
Sq Ft
719 Chatham Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 weeks ago
$224,900
For Sale
4
Beds
2
Baths
1,851
Sq Ft
714 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
Price Change - 2 weeks ago
$224,900
For Sale
4
Beds
2
Baths
1,851
Sq Ft
924 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$222,990
For Sale
3
Beds
2
Baths
1,864
Sq Ft
1323 Custer Bayou Street
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$219,990
For Sale
3
Beds
2
Baths
1,612
Sq Ft
10017 Sage Creek Drive
Ruskin, FL 33573
Single Family Home - Active
Price Change - a week ago
$218,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
678 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$216,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
904 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$216,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
909 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 weeks ago
$213,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
617 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
New Listing - 3 weeks online
$212,990
For Sale
4
Beds
2
Baths
2,260
Sq Ft
10101 Geese Trail Circle
Ruskin, FL 33573
Single Family Home - Active
New Listing - 2 weeks online
$212,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
934 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$209,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
928 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Pending
$209,900
For Sale
3
Beds
2
Baths
1,629
Sq Ft
914 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$209,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
908 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$207,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
917 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 days ago
$207,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
905 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
New Listing - 2 weeks online
$206,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
930 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$206,900
For Sale
3
Beds
2
Baths
1,540
Sq Ft
920 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Pending
Price Change - 2 days ago
$204,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
918 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - 2 days ago
$204,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
922 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
Price Change - a week ago
$201,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
910 Wynnmere Walk Avenue
Ruskin, FL 33570
Single Family Home - Active
$199,590
For Sale
4
Beds
2
Baths
1,936
Sq Ft
1905 Broad Winged Hawk Drive
Ruskin, FL 33570
Single Family Home - Pending
$198,900
For Sale
3
Beds
2
Baths
1,401
Sq Ft
676 Chatham Walk Drive
Ruskin, FL 33570
Single Family Home - Pending
Price Change - 2 days ago
$179,990
For Sale
3
Beds
2
Baths
1,504
Sq Ft
10131 Geese Trail Circle
Ruskin, FL 33573
Single Family Home - Active

For more information or to see if you qualify for a no money down loan please contact us at 813-546-9725